Authoryze——面向 AI 智能体的支付控制

Authoryze: Your agent never sees your real card

MCP-native payment infrastructure

The authorization and control layer for AI agent payments

Your agent asks. Your rules decide. Approved purchases get a single-use card.

Issue your first virtual card Read the docs →

Any AI agent

Connected over MCP

Waiting for your approval

Authoryze

Request · Evaluate · Approve · Issue

gpt-researcher · $8.00 · OpenAI API credits

data-buyer · $4,382.00 · unknown-merchant.io

ops-agent · $250.00 · software license

Exceeds your $50 per-transaction limit

unknown-merchant.io is not an approved merchant

Under your $50 auto-approve threshold

Over your $50 threshold · no rules violated

Auto-approved Denied Pending review Approved by you

Single-use card

Authoryze

•••• 4127

$8.00

Authoryze

•••• 9034

$250.00

Your real card is never exposed.

When an agent is ready to pay, Authoryze issues a single-use virtual card scoped to that one approved purchase, over Mastercard or Visa. Your real card and funding details never reach the agent. Each card works once, for the approved amount, then it’s dead.

Your funding source stays hidden

The agent never touches your credit card or bank account. Each approved purchase draws a single-use Mastercard or Visa credential scoped to that one transaction, returned directly to the agent to complete the purchase, so a compromised agent leaks one disposable card and nothing else.

Works with the clients you use

Claude, ChatGPT, Claude Code, Codex and Cursor connect over OAuth with no API key to manage. Headless and custom agents authenticate by passing the per-agent API key as a bearer token in the MCP config. Same server, same tools, either way.

•••• •••• •••• 4127

05/27

Control every dimension of agent spending.

Limits, approvals, merchant rules, and a full audit trail, all enforced server-side.

Spending limits

Set per-transaction, daily, weekly, and aggregate caps for each agent. Agents can spend, but never beyond what you allow.

Approvals

Small purchases auto-approve under thresholds you set. Larger ones come to you for review before any money moves.

Merchant rules

Allow each agent only the merchants you approve, or block specific merchants you don't. An agent buys where you permit and nowhere else.

Audit trail

Every payment is attributable, justified, and exportable: which agent bought what, when, why, and how it was approved. Complete visibility into every agent-initiated transaction.

Where agents spend.

Real purchases agents make once you hand them a card with rules attached.

Pay-as-it-runs API spend

Your agent tops up OpenAI, Anthropic, or any API it depends on, drawing a single-use card for each charge instead of holding your real one.

Campaigns that fund themselves

Your agent refills Google or Meta ad budgets as campaigns run, scoped to the amount you approved, never your actual card.

Subscriptions on the agent's tab

Your agent signs up for the data, scraping, or software tools it needs, each on a disposable card that dies after the charge.

Per-client budgets for agencies

Your agency runs agents across a dozen client accounts from one login, but each client's spend is capped, allowlisted, and attributable on its own, so nothing bleeds across budgets.

How we compare.

Honest, side-by-side breakdowns against other AI agent payment infrastructure.

Authoryze vs Crossmint

Authoryze vs Locus

Authoryze vs Nekuda

Authoryze vs Payman

Authoryze vs Skyfire

Authoryze vs Stripe Link for agents

All comparisons

Give your agent a disposable card, not your real one.

Create an agent, set your spending rules, and ship a working integration in minutes. Your real card stays with you.

Issue your first virtual card